SBA Form 1920, Lender’s Application for Loan Guaranty For all 7(a) Loan Programs

SBA Form 1920, Lender’s Application for Loan Guaranty For all 7(a) Loan Programs
SBA Form 1920, Lender’s Application for Loan Guaranty For all 7(a) Loan Programs

What Is SBA Form 1920?

SBA Form 1920, Lender’s Application for Loan Guaranty For all 7(a) Loan Programs is a form used by the Small Business Administration (SBA) to collect information from the Lender about loan terms, loan eligibility, and the use of proceeds. By submitting this form the Lender requests the SBA to guarantee their 7(a) Loan. The information provided on the application is meant to assist the SBA in determining the Lender's eligibility for the guarantee.

An up-to-date SBA Form 1920 fillable version is available for digital filing and download below:

The SBA released the newest edition of the form in May 2017 and updated it in January 2018. The latest version of the form replaced a number of forms, including the SBA Form 4 (no longer used for guaranteed loan applications), the SBA Form 4-I, and the SBA Form 7. The update was introduced in order to reduce the paperwork for all involved parties and support more Borrowers and Lenders to take part in the associated SBA loan programs.

SBA Form 1919 and SBA Form 1920

The Standard Operation Procedure 50 10 5(F), released in January 2014, obliges all Lenders to provide the SBA Form 1919 (Borrower Information Form) with the SBA 1920 to apply for the loan guarantee. The SBA Form 1919 provides information about the Borrower and facilitates a background check based on the provided data. This form is completed by the Borrower and submitted to the Lender who then forwards it to the SBA.

SBA Form 1920 Instructions

The application is distributed without any filing guidelines provided by the SBA. Step-by-step instructions for the form can be found below.

How to Complete the SBA Form 1920?

The form records the general information about the Borrower including information on business ownership, the desired loan amount, the term and interest rate, complete project information, and size analysis. The Lender has to review the information about the applicant business (Borrower) and determine whether it meets the SBA’s size standards and eligibility criteria. The rest of the form contains questions which will determine the eligibility of the Lender to receive the SBA guarantee.

All paperwork required to be submitted with the SBA Forms 1919 and 1920 can be found in the latest SBA 7(a) Loan Guaranty Submission Checklist. The completed forms can be submitted in one of three ways.

  1. The initial application can be sent through the SBA One website - a platform for 7(a) Loan processing.
  2. The available option is to submit the forms via the upload link on the E-Tran website.
  3. The third method is to submit the application through Electronic File Transfer (FTP) - a preferred method for sending all additional forms and attachments. Applicants must visit the "For Lenders" section of the SBA website and click the “Send This file” link for “Standard 7(a) Loan Guaranty Processing Center (LGPC) – CA or KY”.


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